Dhan is a fast-growing stock trading and investment platform in India, designed mainly for active traders. It is known for its clean interface, powerful charting tools (like TradingView integration), and fast execution. Over time, Dhan has expanded beyond just trading and now offers long-term investment options as well—including mutual funds—making it a more complete platform for investors.
Now coming to the main question—can you buy mutual funds on Dhan? Yes, you can invest in mutual funds directly through the Dhan platform.
How Mutual Funds Work on Dhan
Dhan offers access to a wide range of direct mutual funds, which means there are no distributor commissions involved.
What this means:
- Lower expense ratio
- Better long-term returns
- No middleman charges
You get access to:
- Equity funds
- Debt funds
- Hybrid funds
- Thematic funds
In fact, Dhan provides access to 1500+ mutual fund schemes across 40+ AMCs, giving you a large variety to choose from.
Where to Find Mutual Funds in Dhan
Mutual funds are available directly inside the Dhan app and web platform.
Steps to access:
- Open the Dhan app
- Go to the Mutual Funds section
- Browse or search funds
- Select your preferred scheme
You don’t need any separate platform—everything is integrated.
How to Buy Mutual Funds on Dhan
The process is simple and beginner-friendly.
Steps:
- Log in to your Dhan account
- Go to Mutual Funds section
- Search for a fund
- Choose:
- SIP (Systematic Investment Plan)
- Lump sum
- Enter amount and confirm
You can start investing quickly after completing KYC and account setup.
SIP vs Lump Sum on Dhan
Dhan supports both investment styles.
SIP (Systematic Investment Plan)
- Invest small amounts regularly
- Helps reduce market timing risk
- Good for long-term wealth building
Lump Sum
- One-time investment
- Suitable when you have surplus funds
- Requires better timing
Charges and Fees
One of the biggest advantages:
- 0% commission on direct mutual funds
However:
- Expense ratio of the fund still applies
- Standard market risks remain
This makes Dhan a cost-effective platform for mutual fund investing.
Do You Need a Demat Account?
Dhan provides a Demat account, but:
- Mutual funds can be held digitally
- No physical paperwork required
Also, if held in Demat form, mutual funds can even be pledged for margin trading benefits, which is a unique feature.
Can You Track Mutual Funds Easily?
Yes, Dhan provides a dashboard where you can:
- Track returns
- Monitor SIPs
- View portfolio performance
- Redeem investments anytime
Everything is available in one place.
Advantages of Buying Mutual Funds on Dhan
- Direct mutual funds (no commission)
- Access to 1500+ schemes
- Integrated trading + investing platform
- Advanced tools for tracking
- Option to pledge mutual funds for margin
Limitations to Know
- Interface is more trader-focused than beginner-focused
- Research tools are not as simple as some apps
- Slight learning curve for new investors
Is Dhan Good for Mutual Funds?
Yes, especially if:
- You already use Dhan for trading
- You want direct mutual funds
- You prefer advanced tools
However, if you are a complete beginner, some simpler apps may feel easier to use.
Final Thoughts
Here’s how it works in simple terms—Dhan allows you to buy mutual funds directly within its app without needing any separate platform.
In practical terms:
- One platform for trading + investing
- Zero commission on direct funds
- Easy SIP and lump sum options
If you’re already using Dhan, adding mutual funds to your portfolio is smooth and convenient.